Regional First Home Buyers Guarantee Scheme

Soon, the Regional First Home Buyer Guarantee (RFHBG) will be available to assist aspiring first home buyers living in regional Australia achieve their dreams of home ownership sooner with as little as a 5% deposit.

Starting 1 October 2022, there will be 10,000 RFHBG places made available across participating Home Guarantee Scheme Lenders per financial year until 2025. Property Price caps, Notice of Assessment (NOA) cap and the minimum 5% deposit requirements remain the same as the First Home Guarantee. 

Eligibility: First home buyer(s) must have lived in the regional area or adjacent regional area to where they are purchasing in for the preceding 12-month period to the home loan agreement date (Home Loan Date). If making a joint application, at least one of the borrowers must have lived in a regional area for the 12-month period prior to the Home Loan Date.

Rates, Rates, Rates – Get me the cheapest rates.

We have owner occupied rates from 3.59% to 6.90%!!!! on the average loan size of $500,000 that’s over $2,000 difference in interest per month!!!!

Land and Construction Restrictions

We have some lenders that are now restricting land and build loans to 50% LVR.

Call us to find out more.


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