Refer a friend program
help a friend and get rewarded
From 1 October to 31 December 2025, help a friend secure their dream home and you’ll both enjoy a Christmas bonus for choosing Hubbl.it.
Why now is the perfect time
- Rates as low as 4.79% (Owner Occupied)
- Home loans with deposits from just 2%
- Major updates to the First Home Buyer Scheme — higher property caps and no income caps
- More lenders, more choice, and more opportunities than ever before
How It Works
Refer someone you know
Send us the details of a friend, family member, or colleague who could use expert help with their home loan.
We’ll do the rest
Our brokers will reach out, guide them through their finance options, and make sure they get the best deal possible.
You both get rewarded
When their loan settles between 1 October and 31 December 2025, both of you receive 10% of our settlement commission, paid as VISA Gift Cards — just in time for Christmas.
Disclaimer:
VISA Gift Cards will be issued approximately 30 days after settlement and sent directly to the recipient’s nominated postal address. For settlements completed on or before 15 November 2025, gift cards will be issued and delivered prior to Christmas. Settlements after this date will follow the standard 30-day post-settlement timeframe.
VISA Gift Cards will be issued approximately 30 days after settlement and sent directly to the recipient’s nominated postal address. For settlements completed on or before 15 November 2025, gift cards will be issued and delivered prior to Christmas. Settlements after this date will follow the standard 30-day post-settlement timeframe.
T&Cs
Terms and Conditions
Hubbl.IT Referral Competition Terms & Conditions
Promotion Period: 1 October 2025 – 31 December 2025
Eligibility:
- Open to Australian residents aged 18 years and over.
- The referrer must be an existing Hubbl.IT client or contact.
- The referred person (new client) must not have previously engaged Hubbl.IT for a loan.
How It Works:
- Refer a friend, family member, or colleague to Hubbl.IT during the promotion period.
- If the referred client’s loan settles within this period, both parties will receive a VISA Gift Card valued at 10% of Hubbl.IT’s settlement commission (each).
- Gift card values will vary based on the loan and settlement commission amount.
Reward Distribution:
- VISA Gift Cards will be issued approximately 30 days after settlement.
- For loans settled on or before 15 November 2025, gift cards will be issued and delivered before Christmas.
- Settlements completed after this date will follow the standard 30-day post-settlement timeframe.
- Gift cards will be sent to the nominated postal address provided by each participant.
Additional Conditions:
- There is no limit to the number of referrals you can make during the promotion period.
- The referrer and the referred client cannot be the same person.
- This promotion cannot be combined with other Hubbl.IT offers.
- Hubbl.IT reserves the right to verify eligibility and decline rewards if conditions are not met.
- Gift cards are not redeemable for cash and will not be replaced if lost or stolen.
- Hubbl.IT reserves the right to modify, suspend, or terminate the promotion at any time without prior notice.
Disclaimer:
All loans and rewards are subject to normal lending and compliance criteria. This promotion is a limited-time marketing offer and not a guarantee of loan approval or settlement.