Offset Account vs Redraw: Which Actually Saves You More?
If you are deciding between an offset account and redraw, the good news is this: both can help…
What is an offset account and how does it work?
If you’ve heard people talk about offset accounts but you’re not quite sure how they work, you’re not…
RBA lifts cash rate to 4.10% – What does it mean for your mortgage
The Reserve Bank has lifted the official cash rate to 4.10%, adding more pressure to already stretched household…
Home Loans for Single Parents in Australia: Your Complete Guide to Homeownership in 2026
Being a single parent and dreaming of homeownership might feel like an uphill battle, but it’s more achievable…
What is a Mortgage Broker and what do they do?
Thinking about getting a home loan but overwhelmed by the sheer number of options available? You’re not alone…
What Australia’s New First Home Buyers Scheme Means for You (October 2025)
Making Homeownership Possible Sooner with Just 5% Deposits For many Australians, saving for a home deposit has been…
Australian Inflation Rate Slows
According to the Australian Bureau of Statistics (ABS), inflation in Australia increased by 1.4% in the first quarter…
Apportioned Household Expenses With Non-Applicants
Did you know that there are lenders that will apportion a borrower’s household expenses and shared existing commitments…
Strategies for Coping with Increasing Interest Rates and Declining Property Values
Are higher interest rates a cause for concern? This article will provide guidance on how to overcome the…
Take control of your financial future
The latest findings from Roy Morgan Research Institute (https://www.roymorgan.com/) reveal that ‘mortgage stress’ has hit a record high…
Mortgage Stress on the Rise
New research from Roy Morgan shows an estimated 1.19 million mortgage holders (24.9%) were ‘At Risk’ of ‘mortgage…
What happens when my fixed home loan expires?
When your fixed home loan term expires, your loan will typically revert to the lender’s ‘standard variable rate’,…
